The Signal Tribune newspaper

Pre-planning and pre-paying are the way to go

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Kenneth McKenzie
Columnist

By making your own arrangements in advance, you take away the guesswork for your family, with what you want or do not want. Pre-planning will help keep your family in emotional check, by helping them not to overspend when they are upset.
By pre-planning and pre-paying, your wishes are locked in place, and prices typically are guaranteed. When you pre-pay your arrangements, the money is placed in a trust or life policy. These pre-paid funds will accrue interest that typically keeps up with inflation. This way your family does not have a bill at the time of death. If you pre-pay your wishes at one funeral home, you are not bound to that funeral home forever.
Perhaps you move, the original funeral home goes out of business or merges with another company, or you or your family simply changes their mind about which funeral home renders the final services. Your final wishes travel with you. You, not the funeral home, own them.
Many times I have had families come to me and arrange a funeral for someone and then a year or more later the family finds an old burial policy for that person. The money is not lost! Simply providing a death certificate along with a letter from the funeral home that provided services will release all monies plus interest to the surviving family.

Kenneth McKenzie is the owner of McKenzie Mortuary in Long Beach.

2 Comments

2 Responses to “Pre-planning and pre-paying are the way to go”

  1. Arthur G Scott on August 2nd, 2018 3:20 pm

    I remember fondly Mr. McKenzie’s advertisments in the OC Blade years ago. As and out Gay man, I want to support Gay vendors. I am intersted in what policies you might have for pre planning needs. My family is scattered throughout the nation.

    In addition, my initial thoughts are to have a service either at your facility or a local church.

    I am in great health now and may live till I am 100…but we never know.

    I am also a church musician and if you ever had need for vocalist, instrumentalists, keyboard, I can assist you directly and or with referrals. I believe in live Music.

    I served as Music Director in Long Beach for 9 years and current serve a small congregation in South Central, LA.

    All the best, Art Scott cell 949-454-1221

  2. Arthur G Scott on August 2nd, 2018 3:29 pm

    I just responded to Mr. McKenzie acticle on your template here, not realizing that I was not sent to him, but to your publication.

    Can you disrequard my posting, or since Mr. McKenzie is one of your advertisers, if someone could cut and paste and email him my comments, I would be deeply apprciative.

    All the best, Art Scott cell 949 454 1221

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Serving Bixby Knolls, California Heights, Los Cerritos, Wrigley and Signal Hill
Pre-planning and pre-paying are the way to go